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Key Investing Concepts FINRA.org

Key Investing Concepts. All investors should understand these essential investment concepts. Evaluating Investment Performance. To assess how well your investments are doing, you'll need to consider several different ways of measuring performance. The measures you choose will depend on the information you're looking for and the types of

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URL: https://www.finra.org/investors/learn-to-invest/key-investing-concepts

Young Adults and Investing FINRA.org

(4 days ago) Are you a millennial looking for reliable information and resources about saving and investing? You are in the right place. That’s why we created this page, just for you. No matter where you are in your financial journey, whether you are just getting started, or are well on the road to lifelong financial security, we’ve got information to help you set and achieve your financial goals.

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Advanced Investing FINRA.org

(6 days ago) Advanced Investing. Learning basic investment concepts is just the beginning of your work as an investor. Over time, you will want to gain a deeper understanding of more advanced aspects of …

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Types of Investments FINRA.org

(5 days ago) Think of the various types of investments as tools that can help you achieve your financial goals. Each broad investment type — from bank products to stocks and bonds — has its own general set of features, risk factors and ways in which they can be used by investors. Learn more about the various types of investments below.

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Smart Investing Courses FINRA.org

(1 days ago) Smart Investing Courses. Every relationship involves taking that all-important first step. Your relationship with money and investing is no different. Jump right into one of the topics below. All courses are designed to fit your busy lifestyle.

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Investing in a SPAC FINRA.org

(6 days ago) An unprecedented number of companies are pursuing an alternative path to entering the public market by using a special purpose acquisition company or SPAC. In 2020, SPACs raised over $80 billion, and in the first nine weeks of 2021 SPACS raised over $70 billion. Here are some basics on SPAC investing.

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Investing in Your 401(k) FINRA.org

(1 days ago) Investing in Your 401(k) Getting to know the different types of investments will help you create a portfolio that best suits your long-term financial needs. Among the most important—and perhaps intimidating—decisions you must make when you participate in a 401(k) plan is how to invest the money you're contributing to your account.

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Following the Crowd: Investing and Social Media …

(1 days ago) Following the Crowd: Investing and Social Media. January 29, 2021. With zero commissions on trades and online trading platforms at our fingertips wherever we go, many investors are making investing and saving part of their routine. Investors have access to a variety of online sources to gather information to make investment decisions, from the

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Smart Automatic Retirement Plan Investing FINRA.org

(8 days ago) Investing Comes With Risk Investing nearly always means taking the risk that you could lose some, or even all, of your principal. In a retirement savings plan, principal is the amount that’s contributed from your salary, and the amount on which earnings accumulate.

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What You Need To Know Before Investing In Bonds …

(5 days ago) Those market dynamics and the sheer variability in bonds make it imperative that you do your homework before investing. Bonds can play an important role in your portfolio—but they can also cost you if you don’t know what you are getting into. And there is a lot more information freely available to you than you might even realize.

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401(k) Investing FINRA.org

(1 days ago) 401 (k) Investing. 401 (k) retirement plans can make the difference between a financially secure retirement and the specter of running out of money. These plans offer tax benefits and the opportunity for your savings to compound over time. 401 (k) Basics. Contributing to Your 401 (k)

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The Reality of Investment Risk FINRA.org

(4 days ago) In the context of investing, reward is the possibility of higher returns. Historically, stocks have enjoyed the most robust average annual returns over the long term (just over 10 percent per year), followed by corporate bonds (around 6 percent annually), Treasury bonds (5.5 percent per year) and cash/cash equivalents such as short-term

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Tracking Performance of Your Investments FINRA.org

(6 days ago) Tracking the performance of your investments is an important way to help you reach your financial goals. It's important to judge an investment in the context of your portfolio strategy as well as against the appropriate standard or benchmark. Check out these ways to …

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Starting Small—What Is Micro Investing

(6 days ago) Investing app fee structures vary greatly depending on what app you use. Some micro investing apps charge a low monthly fee for their basic service, like $1, or don't charge a monthly fee at all. Others charge fees per trade or offer free trades until your account reaches a certain dollar amount.

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Learn to Invest FINRA.org

(7 days ago) These investing essentials can help everyone—from the most seasoned investors to those just starting out. Smart Investing Courses Busy but want to get smarter about investing? These quick courses build essential investment knowledge and skills. Try a course today.

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Bonds FINRA.org

(1 days ago) A bond is a loan an investor makes to a corporation, government, federal agency or other organization in exchange for interest payments over a specified term plus repayment of principal at the bond’s maturity date. There are a wide variety of bonds including Treasuries, agency bonds, corporate bonds, municipal bonds and more. Likewise there are many types of bond …

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Choosing an Investment Professional FINRA.org

(Just Now) A qualified investment professional can help you make sound investment decisions. Investment professionals include registered financial professionals, also known as registered representatives or stockbrokers, investment advisers and financial planners. The person or team of professionals you work with will depend on the type of financial help you seek.

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Stock Basics FINRA.org

(5 days ago) However—and this is an important element of investing—at a certain point, stock prices will be low enough to attract investors again. If you and others begin to buy, stock prices tend to rise, offering the potential for making a profit. That expectation may breathe new life into the stock market as more people invest.

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How to Invest on a Budget FINRA.org

(4 days ago) A great place to start investing is in tax-advantaged retirement accounts, such as a company-sponsored 401 (k) or an IRA. With contributions to a traditional 401 (k), every dollar you save will reduce your current taxable income by an equal amount, which means you will owe less in income taxes for the year. The same is true for contributions to

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Asset Allocation FINRA.org

(7 days ago) Asset allocation is a useful tool to manage systematic risk because different categories of investments respond to changing economic and political conditions in different ways. By including different asset classes in your portfolio, you increase the probability that some of your investments will provide satisfactory returns even if others are

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Concentrate on Concentration Risk FINRA.org

(5 days ago) The first step in managing concentration risk is to understand how it might occur. Concentration can be the result of a number of factors: Intentional concentration. You may believe a particular investment or sector will outperform its peers or an index, so you make a conscious decision to invest more of your money in a given asset or asset class.

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401(k) Basics FINRA.org

(3 days ago) What is a 401 (k) Plan? Named for the section of the tax code where they are described, 401 (k) plans are a type of salary-deferral plan set up by a private-sector employer. Similar salary-deferral retirement plans include 457 plans (for public-sector employees) and 403 (b) plans (for nonprofit-sector employees).

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New Research: Global Pandemic Brings Surge of New and

(1 days ago) The study, Investing 2020: New Accounts and the People Who Opened Them, found that market dips that made stocks cheaper to buy and the ability to invest with small amounts were among the top reasons younger and inexperienced investors reported entering the stock market. For respondents who opened new accounts in 2020, investing for retirement

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Keep the Harmony Alive: Discussing Investing with Your

(Just Now) Keep the Harmony Alive: Discussing Investing with Your Partner. Before making the decision to tie the knot, couples may have various requirements. Some may insist on living together first, others that their families meet. But how about this one: having a frank conversation about money and investing. Disagreement over money is a common source of

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Where Do I Start

(7 days ago) Spend time learning about the basic principles of investing and investment products before you engage an investment professional or purchase a securities product. It’s important to know that all investments carry some degree of risk, and that different investment products carry different types of …

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Smart Bond Investment Strategies FINRA.org

(4 days ago) Just as with other types of investments, there are strategies that can be used when investing in bonds that may help you achieve your financial goals. Here are three you might find useful: Bond Laddering is a strategy that uses "maturity weighting," …

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Getting a Handle on Virtual Currencies FINRA.org

(9 days ago) Investing in virtual currencies can take many forms: you can purchase coins in the hope they will appreciate, or invest in platforms that facilitate blockchain technology and other aspects of the virtual currency revolution and hope they succeed. Doing so carries significant risk. Only invest what you can afford to lose, and be aware that you

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OPEN TO THE PUBLIC INVESTING, INC.

(6 days ago) OPEN TO THE PUBLIC INVESTING, INC. SEC# 127818 8-66049 Main Office Location Mailing Address Business Telephone Number Doing business as OPEN TO THE PUBLIC INVESTING, INC. 212-401-6946 Regulated by FINRA New York Office 6 HARRISON ST 5TH FLOOR/SUITE NEW YORK, NY 10013 6 HARRISON ST 5TH FLOOR/SUITE NEW YORK, NY 10013 ©2021 …

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Keep Up With Recordkeeping FINRA.org

(4 days ago) If you shopped on Black Friday or Cyber Monday, chances are you did what smart shoppers are supposed to do around the holidays. You saved your receipt, just in case. When it comes to investing, the equivalent to "saving your receipt" is keeping good records of your transactions, statements and other account information.

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Mutual Funds and ETFs FINRA.org

(3 days ago) Investment funds pool the money of many investors and invest according to a specific strategy. Funds come in various types, each with differing features. Generally, publicly offered funds — such as mutual funds, exchange-traded funds, closed-end funds and unit investment trusts — must be registered with the Securities and Exchange Commission (SEC) as investment

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Rebalancing Your Portfolio FINRA.org

(7 days ago) The asset allocation you choose to help you meet your financial goals at an earlier time in life may no longer be the ideal allocation after you've been investing for some time, for instance as you approach retirement. Or, like many investors, you may simply never take the time to modify your allocations, or feel confident doing so.

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Evaluating Stocks FINRA.org

(Just Now) EPS is one indication of a company's current strength. You can divide the current price of a stock by its EPS to get the price-to-earnings ratio, or P/E multiple, the most commonly quoted measure of stock value. In a nutshell, P/E tells you how much investors are paying for a dollar of a company's earnings. For example, if Company A has a P/E

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Managing Your Retirement Portfolio FINRA.org

(8 days ago) One strategic approach to investing during retirement is to maintain a particular mix of investments in your portfolio that you believe will provide the return you seek, at a level of risk you are willing to take. The process of creating such a portfolio and spreading out your risk is known as asset allocation.

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CAPITAL ONE INVESTING, LLC

(5 days ago) CAPITAL ONE INVESTING, LLC SEC# 45744 8-51160 Main Office Location Mailing Address Business Telephone Number Doing business as CAPITAL ONE INVESTING, LLC 800-747-2537 1750 TYSONS BLVD. 6TH FLOOR MCLEAN, VA 22102 PO BOX 8958 WILMINGTON, DE 19899-8944 Other Names of this Firm Name Where is it used CAPITAL ONE INVESTING, …

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ESG Investing—Clearing the Air on Social Impact Financial

(Just Now) ESG investing strategies use a variety of environmental, social and governance criteria to make investment selections that aim to create both competitive financial return and a positive impact on society. On the environmental front, you might find investments that focus on clean energy technology, water conservation or other environmental issues.

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Using Your Credit Card To Invest

(7 days ago) Pressure to use a credit card to invest might be a sign of a scam. The SEC alert warns that if someone is asking you to use a credit card to purchase a stock, bond, other interest in a company or other investment opportunity, be wary. This is a tactic used by some unregistered and unlicensed sellers to get your money, and it could be a scam.

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Mortgage-Backed Securities FINRA.org

(3 days ago) Mortgage-Backed Securities. interest and principal. Mortgage-backed securities, called MBS, are bonds secured by home and other real estate loans. They are created when a number of these loans, usually with similar characteristics, are pooled together. For instance, a bank offering home mortgages might round up $10 million worth of such mortgages.

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Personal Finance FINRA.org

(8 days ago) It's important to know what you want to accomplish with your investments before you actually invest. Learn how to set your financial goals, get a handle on your cash flow, control spending, manage debt, and get on the path to saving and investing. Set Your Financial Goals Just as in other aspects of your life, setting financial goals is a tried-and-true way to reach those goals.

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Your Brokerage Statement: How to Read (and Make Sense of

(2 days ago) But when it comes to investing, it can be a big pain in the neck. And people are busy with their lives, and their kids, and watching the ball game,” said Steve Sass, the program director of the Financial Security Project at Boston College’s Center for Retirement Research. “You have to treat your investments like any other transaction.

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Exchange-Traded Notes—Avoid Unpleasant Surprises

(7 days ago) FINRA is issuing this Alert to inform investors of the features and some particular risks of ETNs—and to suggest questions to ask when considering investing in these products. While the names may sound alike, investors should also understand that ETNs and exchange-traded funds (ETFs) differ in some fundamental and important ways.

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When a Brokerage Account Holder Dies—What Comes Next

(5 days ago) Many firms have trained staff and resources to help the living address brokerage account estate matters. While specific procedures vary, brokerage firms tend to follow a fairly similar process of transitioning accounts to heirs and beneficiaries when a brokerage account owner dies. Once a firm has been notified of the death of an account holder, which should be done in a timely …

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For The Military Community FINRA.org

(Just Now) Investing in Real Estate: The Inadvertent Landlord Managing real estate from afar can be a challenge for a family living the military lifestyle. You should approach real estate with the same care you would take before making any investment. Getting to Know the Servicemembers Civil Relief Act (SCRA)

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